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Clarky Davis

Clarky Davis

Debt Diva, Financial Counselor

The Debt Diva, Clarky Davis, has more than five years experience in the debt management industry and more than 10 years personal experience with credit and debit cards. Clarky's money-saving tips have all been tested by the Diva herself, based on her experiences living on a fixed income. She now offers her hard-won insights to others who want to stretch their budgets and tackle debt.

Clarky holds two bachelors degrees from Meredith College in Raleigh, N.C. and counselor certification from the Institute for Financial Counseling.

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Inexpensive Ways to Get Fit

The Debt Diva, Clarky Davis, offers some great ways to stay in shape on budget in the new Debt Diva Frugal Fitness Guide. This guide outlines ways consumers can save money in all areas of their fitness routine. Ordinary items in the home can become workout tools, turning a living room into a gym.

“You’d be surprised at how differently you can look at your couch, a dinner table and even a wall,” says Davis on turning your home to your very own gym. “Everyday items around the home can be used as props to hold your feet, keep you balanced and most importantly, help you fulfill your resolution to get fit and fabulous, frugally.”

Davis offers some great alternative ways to get fit. Stay on top of your fitness goal in 2009 with these tips from The Debt Diva:


    1. Start Moving! - The best thing you can do for yourself is just to get up and start moving! Take a few minutes each day to stretch out before you start any exercise is a great way to start any workout whether it’s cardio or strength training.

    2. Burn Calories! - The American Heart Association says that a simple 20 to 30 minute walk three times a week will make you feel more energetic, happier and calmer. You mostly want to increase your heart rate when you’re working out, because the more it increases, the more calories you burn. And the more you burn, the more fat you’ll lose.

    3. Easy Home Exercises - If you have a limited amount of time and are jumping into a workout routine for the first time, start with squats, lunges, pushups and crunches. And best of all, these are all things you can do in your home using ordinary items in your home for support – like the floor, a wall, your couch or even a dining room chair.

    4. Work Out in Your Kitchen - A set of weights is as close as your pantry. A regular can of soup weighs just about 2 pounds, which is fine to start with if you haven’t done much exercise. If you’ve tried a can of soup, use water bottles for more mass, which can weigh about 3 to 4 pounds.

    5. New Purpose for a Water Bottle - After you drink the water, dry out the bottle and fill it with rice to increase the weight.

    6. Now Try a Milk Jug - When you’ve started to build your routine, try using plastic milk jugs filled with water (or just halfway) to increase the weights you are lifting. Just remember to tape the lids on securely or do these exercises on a linoleum or tile floor in case you have a spill.

    7. Your House is Your Gym - Walking and jogging are great cardio exercises you can do around the house.

    8. Housecleaning burns calories! - Cleaning your house also burns the calories just like walking and jogging. An hour of cleaning will burn about 200 calories! Check out this nifty calculator to see how many calories you’re burning by doing chores!

    9. Find a Buddy! - Work out with a friend. You’ll help each other stay motivated and you’ll most likely stick to a routine because you know someone else is counting on you.

    10. Family Fun Workouts - Turn your workout into time for the family by incorporating activities for everyone. It can be as simple as a game of tennis or a visit to the playground.

Download the entire Frugal Fitness Guide at for more unique ways to turn ordinary items at home into your personal gym, download the entire Frugal Fitness Guide at www.thedebtdiva.com.

Tags: Clarky Davis Money Sen$e Fitness & Exercise

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